September Newsletter
September events and Holidays
September is Disaster Preparedness Month
Sept 1 – AGENT2000 has been in Business for 51 years
Sept 1 – Derek and Lori’s 36th Wedding Anniversary
Sept 4 – closed at noon
Sept 7 – Labor Day – We Are Closed
Sept 10 – World Suicide Prevention Day
Sept 11 – Patriot Day – Remembrance of 9/11
Sept 13 – Grandparents Day
Sept 15 – National Voter Registration Day
Sept 17 – Constitution and Citizenship Day – This day honors the document that gives Americans their rights
Sept 17 – Yuliana Drennan’s Birthday
Sept 18 – National Cheeseburger Day
Sept 18 – Brett Harris’ Birthday
Sept 18 – National POW/MIA Recognition Day
Sept 21 – World Gratitude Day
Sept 22 – Fall Equinox – Beginning of Fall
Sept 25 – National Daughters Day
Sept 26 – National Public Lands Day – A Day to clean and preserve public lands
Sept 28 – National Sons Day
Sept 29 – National Coffee Day
Sep 29 – Veterans of Foreign Wars (VFW) Day
51 years of Business
We are celebrating 51 years in Business! We could not have achieved this without our clients, business partners, referral partners, employees, family, friends, and everyone who has supported us over the last 51 years. Thank you!
Hail Damage
Often, after a hailstorm, roof contractors will go door to door trying to drum up Business. This happened to me, Brittany Scott. If you suspect damage, call your insurance company and review your insurance declaration page. Often, wind and hail have a different deductible than other perils. Do not sign anything until you have spoken with your insurance company and found a reportable roofing company.
How to determine if you have hail damage?
The size of hail needed to damage a roof depends on the roofing material and its condition. As a general guideline, hail measuring about 1¼ inches across is often required to damage heavy architectural asphalt shingles or wood shake roofs. Lighter-weight asphalt shingles may be affected by hail around 1 inch in diameter. Hail smaller than 1 inch usually causes damage only when shingles are already aged, brittle, or otherwise deteriorated.
If you suspect your roof has been exposed to damaging hail, it’s a good idea to look for signs of impact on other property before filing a claim. Hail capable of harming roofing materials often leaves visible marks on items such as:
Vehicles
Wood fencing
Window shutters
Exterior siding and trim
You may also notice an unusual amount of roofing granules collecting near gutters or downspouts. While this can indicate that the roof was affected by hail, granule accumulation alone does not necessarily confirm hail damage. This preliminary inspection can help determine whether a professional roof evaluation may be warranted.
Here are two articles about hail damage and when it’s important to get it repaired.
https://doi.nebraska.gov/hail-damage-does-my-roof-need-repair
https://www.progressive.com/answers/hail-damage-on-roof/
Renters Insurance
Many people are renting or living in a dwelling they do not own. Under the owner’s Insurance policy, your items may not be covered. Not all lessors or landlords require renters’ insurance.
Your building owner is only required to carry insurance for the structure. Usually, covering everything outside “your walls” is their responsibility, while everything inside is yours to ensure. All your furniture, electronics, appliances, clothing, and jewelry are uninsured unless you purchase a renter’s policy.
If you’ve considered it all, you might think that the “stuff” you have accumulated isn’t worth that much. It may or may not be worth anything in dollar terms, but that’s very different from how much it would cost you to replace it. Buying a new bedroom set, clothing, or a computer can cost much more than you think.
You’ll be surprised at how affordable renters insurance can be. Besides covering all your stuff, it protects you from liability if someone gets injured in your home. So, in the unfortunate event that you’re sued and the judgment goes against you, the renter’s policy will cover you up to the policy limits.
Renter policy coverages:
Personal property – the value to replace your items in the dwelling
You can increase your personal property coverage to include high-value items such as art and jewelry.
Loss of use can help pay for the additional costs you might incur for reasonable housing and living expenses if a covered event makes your house temporarily uninhabitable. At the same time, it is being repaired or rebuilt.
Personal liability – help pay for another person’s medical bills or repairs to their property if you’re found legally responsible for their injuries or property damage. Renters’ liability coverage may also help cover your legal expenses if you’re sued over an incident that occurs in the place you’re renting.
Medical payments – If someone is injured on your property, this will pay for their medical bills.
Discounts
Multi-policy discount
Customers with an auto policy with the company qualify for a discount on their renters policy.
Burglar alarm
Customers who install a burglar alarm system may qualify for a burglar alarm credit discount. The alarm must be monitored and reported to the proper authorities to be eligible for this discount.
Sprinkler
Customers who install a sprinkler system may qualify for a sprinkler credit discount.
Tomato Cucumber Salad
It seems like cucumbers grew well in everyone’s garden this year, so here is a recipe to make to use them up.
Ingredients
1 sliced cucumber
2 to 3 large ripe tomatoes, diced
½ medium red onion, thinly sliced
1 tablespoon fresh herbs (any combination of parsley, basil, and/or dill), optional
2 tablespoons of olive oil
1 tablespoon red wine vinegar
salt and black pepper to taste
Instructions
Combine all ingredients in a bowl and toss well.
Refrigerate for at least 20 minutes before serving.
I often add Avocado to mine to make it a more filling meal.
Cabela’s Dove Popper Dip
Dove season starts September 1, so one of our members suggested a dove popper dip. So here is Cabela’s Dove popper dip recipe. I have not tried it.
Prep Time:25 mins Cook Time:35 mins Total Time:1hr
Servings: 6-8
Ingredients:
12 jalapenos
16oz bacon
6 dove breasts or 2 chicken breasts
8oz smoked cheddar
8oz sour cream
16oz cream cheese
3Tbsp butter
8oz breadcrumbs
Process:
· Heat grill to 400°
· Blacken 12 jalapenos on the grill
· Cook 16oz of bacon in a cast-iron skillet (save the grease!)
· Cook 6 dove breasts in a cast-iron skillet with bacon grease
· Grate 8oz of smoked cheddar cheese into a mixing bowl
· Chop cooked bacon into crumbles, set one handful aside & add the rest to the bowl
· Dice the dove meat into ¼” pieces & add to bowl
· Remove seeds, skin, & dice jalapenos & add to bowl
· Soften 16oz of cream cheese & add to bowl, along with 8oz of sour cream
· Stir the mixture thoroughly with a fork
· Transfer mixture to a large cast-iron skillet
· Place onto the grill
· Set a separate cast-iron skillet on the grill and melt 3 Tbsp of butter in it.
· Add & cook bread crumbs until brown
· Transfer crumbs & spread evenly onto top of mixture
· Top with crumbled bacon that was set aside in step 6
· Cover & cook for 30 minutes
· Serve with chips of your choice and enjoy!
Cabela’s Dove Popper Dip | Bass Pro Shops
